Kibo

The expense tracker you’ll enjoy opening.

Type it, snap the receipt, or let Apple Pay log it on iPhone. Kibo adds the category, the merchant and the image, and learns how you log.

Download on theApp StoreGET IT ONGoogle Play

Scan with your phone's camera to get Kibo

Free to start. New accounts get 7 days of Premium.

  • iPhone and Android
  • No bank login
  • Works offline
  • No ads
Kibo's home screen on iPhone in dark mode, Cobalto theme: a November balance of $1,167.43 and $739 left to spend this month

KIBO LATELY · NOV 6, 2026

Kibo knows your routine

Logging should take less effort than paying. This release is about that: Kibo notices how you log and saves you steps. As you type an expense, it suggests up to three of your own categories, and if none fits, it offers to create the missing one. In the evening, if you tend to repeat expenses, "Close the day" has them ready to log in one go. What lands in Other now sorts itself into named groups. And your power, water or gas bills are grouped by type, with their history and how much they've gone up.

See all updates

Two words and an amount. That’s an expense.

Type the amount and where. Kibo picks the category, the merchant and its image as you type. Change a category once and Kibo remembers it next time.

  1. uber 18.40TransportUber
  2. whole foods 47.36GroceriesWhole Foods
  3. starbucks 4.80Coffee shopsStarbucks
Adding an expense: $18.40 at Uber, with Transport marked Learned from your history
Fig. 1Uber goes to Transport. Kibo learned that from you.
The Target expense: $42.80, a bit less than usual, with your expenses at Target this month
Fig. 2Every expense, next to what you usually spend there.

Other ways in

  1. a

    Snap the receipt

    Take a photo of a receipt or add a bill as a PDF. Kibo reads the merchant, the amount and the date.

  2. b

    Log your usual

    Coffee, the metro, lunch. Tick what you had today and log it all in one tap.

  3. c

    Apple Pay iPhone only

    Set it up once in Shortcuts. From then on, each Apple Pay payment on your iPhone logs the merchant and the amount. See the setup guide

  4. d

    Import a statement

    Bring in months of spending from your bank's CSV. Kibo files every row.

What are you logging? Metro, Uber and Coffee ticked, ready to log 3 for $26.05
Fig. 3Three of your usuals, logged in one tap.

Know what’s left to spend.

Kibo takes your income, subtracts fixed expenses, savings jars and what you've already spent, and shows what's left this month and about how much a day.

Your month's room: you can spend $738.65, about $27 a day with 27 days left
Fig. 4Your income, minus what's already set aside.
Transport in October: $284.68, quite a bit more than your usual month, on a chart against your usual
Fig. 5Each category against your usual month.
Fixed expenses: $1,563.78 a month across 13, with the next charges by day
Fig. 6Bills and subscriptions, the next charge first.
Savings: $9,680 across 6 jars, from a trip to Japan to concert tickets
Fig. 7A jar for each goal.

And the rest of your money.

Savings jars
A jar for each goal, with what's left to get there.
Spaces
A trip or a move with its own total. Its expenses stay out of your month.
Budgets
A limit per category. After a few months, Kibo suggests one.
Month recap
When the month closes, a card you can share.
Widgets
Log an expense from your home screen without opening the app.
Works offline
No signal on the metro? The expense waits on your phone and syncs when you're back.
Places iPhone only
Pick a location. When you pass by, Kibo logs the fixed amount or reminds you to log it.
Income
Log your pay and other income. Kibo counts it in your month.

Native on iPhone and on Android

Kibo is built twice: in SwiftUI with Liquid Glass for iPhone, and in Jetpack Compose with Material 3 Expressive for Android. Then come the details: motion and haptics, illustrated categories, nine themes and a set of app icons.

What’s free and what’s Premium

The free plan covers the basics of each month. Premium lifts the limits and adds your full history.

New accounts start with 7 days of Premium. You don't need a card and there's nothing to cancel.

Yearly Best price
$29.99 a yearWorks out at $2.50 a month.
Monthly
$2.99 a monthCancel anytime.
Lifetime
$44.99 onceOne payment, never renews. Google Play only for now.

US prices. In euro countries: €2.99 a month, €29.90 a year, €44.90 lifetime. Your store shows the price for your country. Subscriptions renew until you cancel in iPhone Settings or Google Play.

Free plan and Premium
What you getFreePremium
Expenses a month15Unlimited
Receipt scans5 a monthUnlimited
Fixed expenses3Unlimited
Spaces1Unlimited
Budgets1One per category
Active savings jars2Unlimited
History30 daysAll of it
What went up and down each monthNoIncluded
Export to CSVNoIncluded
Places (iPhone only)1Unlimited
Free plan limits for new accounts. Automatic categories, the month overview, widgets and income are free.

Privacy

  • No bank login.
  • No ads.
  • No selling your data.

You log what you spend and decide what you keep. Your data travels encrypted, and you can delete your account and everything in it from the app. Read the privacy policy

Questions

Anything else? Write to support@ki-bo.com.

Is Kibo free?

Yes. The free plan covers 15 expenses a month, 5 receipt scans, 3 fixed expenses, 1 Space, 1 budget, 2 savings jars and the last 30 days of history. Premium lifts those limits.

What happens when the Premium week ends?

You stay on the free plan. Nothing is charged and nothing is deleted: your expenses stay where they are. What goes beyond the free plan becomes Premium only again.

Does Kibo connect to my bank?

No. You log your expenses, by hand or with a photo of the receipt. To bring in months at once, import your bank statement as a CSV.

Can I use it on iPhone and Android?

Yes. Sign in with the same account and you see your expenses on both. You can sign in with Google or email, and on iPhone with Apple too.

Is anything iPhone only?

Yes: places, Apple Watch, the Live Activity and the Apple Pay automation. For the last one there is a setup guide.

Does it work offline?

Yes. Expenses you log without signal wait on your phone and sync when you're back. Nothing is lost or doubled.

Which languages does it speak?

English, Spanish (Spain and Latin America), Hindi, Russian and Filipino.

How do I cancel Premium or delete my data?

Cancel Premium in iPhone Settings or in Google Play, wherever you bought it. You can delete your account and everything in it from the app or from this page.

Log today’s coffee.

Kibo is free to start, on iPhone and Android.

Download on theApp StoreGET IT ONGoogle Play

Scan with your phone's camera to get Kibo