Privacy Policy

1. Information We Collect

Personal Information

When you create an account, we collect:

• Email address for account creation and communication
• Account credentials (encrypted passwords)
• Profile information you choose to provide
• Device information for app functionality and security

Financial Data

To provide our expense tracking services, we collect:

• Transaction data you manually input or scan
• Receipt images processed through OCR technology
• Spending categories and budget information
• Subscription and recurring payment data

Usage Information

We collect information about how you use our app:

• App usage patterns and feature interactions
• Performance data and error reports
• Device type, operating system, and app version
• Anonymized analytics data for app improvement

2. How We Use Your Information

We use your information to:

• Provide Core Services: Track expenses, categorize transactions, and provide financial insights
• AI-Powered Features: Analyze spending patterns and provide personalized recommendations
• OCR Processing: Convert receipt images to digital transaction data
• Account Management: Maintain your account and provide customer support
• App Improvement: Analyze usage patterns to enhance features and user experience
• Security: Detect fraud, prevent unauthorized access, and maintain data integrity
• Communication: Send important updates, security alerts, and feature announcements

3. Information Sharing

We do not sell, rent, or trade your personal information.

Limited Sharing

We may share your information only in these specific circumstances:

• Service Providers: With trusted third-party services that help us operate our app (cloud storage, analytics, customer support)
• Legal Requirements: When required by law, court order, or legal process
• Business Transfer: In the event of a merger, acquisition, or sale of assets (with user notification)
• Safety: To protect the rights, property, or safety of Kibo, our users, or others

Anonymous Data

We may share aggregated, anonymized data that cannot identify you personally for research, analytics, and business intelligence purposes.

4. Data Security

Security Measures

• Encryption: All data is encrypted in transit and at rest using industry-standard protocols
• Access Controls: Strict access controls and authentication for our systems
• Regular Audits: Ongoing security assessments and vulnerability testing
• Data Centers: Secure, certified data centers with physical and digital protections
• Incident Response: Rapid response protocols for any security incidents

5. Your Rights

You have several rights regarding your personal data:

Data Access & Control

• Access: Request a copy of your personal data
• Correction: Update or correct your information
• Deletion: Request deletion of your account and data
• Portability: Export your data in a structured format
• Restrict Processing: Limit how we use your data

Communication Preferences

You can control communications by:

• Adjusting notification settings in the app
• Unsubscribing from marketing emails
• Contacting our support team

6. Data Retention

We retain your information for different periods based on the type of data:

• Account Data: Retained while your account is active
• Transaction Data: Retained for as long as necessary to provide services
• Usage Analytics: Anonymized data may be retained for longer periods
• Legal Requirements: Some data may be retained longer to comply with legal obligations

Account Deletion

When you delete your account, we will:

• Permanently delete your personal and financial data within 30 days
• Remove your information from our active systems
• Anonymize any remaining analytics data
• Notify you when the deletion process is complete

7. Third-Party Services

Kibo integrates with several third-party services to provide our features:

Essential Services

• Google Cloud Platform: Secure cloud infrastructure and data storage
• Firebase: Authentication, analytics, and real-time database services
• OCR Services: Receipt image processing and text extraction
• Analytics Providers: App performance monitoring and usage analytics

Third-Party Privacy

These services have their own privacy policies. We ensure all partners meet our privacy and security standards before integration.

8. Policy Changes

We may update this privacy policy to reflect changes in our practices or legal requirements.

Notification Process

• Material changes will be notified via email and in-app notifications
• Minor updates will be posted on this page with an updated date
• Continued use of the app after changes constitutes acceptance
• You can always review the latest version at ki-bo.com/privacy-policy

Last Updated: January 2025

9. Contact Us

If you have questions about this privacy policy or how we handle your data, please contact us: